Extended Health Insurance packages
Health Insurance Packages with extended coverage
Especially for expats that expect to consume a lot of care outside the coverage of the ‘Basisverzekering’ LoonZorg also offers extended health insurance packages via HollandZorg or CZ. Please note that these insurances are not ‘No-Risk-policies’. These policies do have the ‘Eigen Risico’/excess/deductible of (a minimum of) 385,- euro. This means that you will have to pay the first care expenses with a maximum of 885,- euro yourself. So if you decide to choose for a voluntary excess as well (in order to have a lower monthly premium) please be aware of the possible consequences! The amount you will have to pay for yourself when consuming care will be higher!
These policies of HollandZorg and CZ offer you the opportunity to conclude additional packages. On these packages of HollandZorg LoonZorg offers you a 7% discount on the standard package and a 10% discount on the additional packages. The packages and the premiums can easily be found here.
The discount packages of CZ are only accessible via your employer. If your employer has, or is willing to conclude, a contract with CZ you will receive a collectivity code which has to be filled out when calculating the premium at the website of CZ.
If you need any help to make a good decision or if you need more information do not hesitate to contact us
Please find next link to the policy conditions of the public health Insurance (‘Basisverzekering’) in English. Your policy conditions explain in detail what is covered, and under what conditions. For some types of treatment, there may be a cap on the number of sessions covered. Or you may be required to pay part of the cost yourself. That’s why you should always read your policy conditions closely.