Best Priced Expat Health Insurance
The ‘No Risk’ Policy Package
The Dutch Public Health Insurance (called ‘Basisverzekering’) doesn’t cover your first healthcare expenses up to 385,- euro (compulsory excess/deductible/’Verplicht Eigen Risico’). However LoonZorg offers the ‘Basisverzekering’ in a policy package without this ‘Verplicht Eigen Risico’. This ‘No Risk’ policy package is a tailor-made expat health insurance package that easily saves you 500,- euro a year.
For this ‘No Risk’ policy package LoonZorg works with HollandZorg (ENO). HollandZorg created this special ‘No Risk’ policy package due to the fact that the average expat lives in the Netherlands on temporary bases and therefor has less health-care expenses than the average Dutch Person.
This insurance offers the following extra’s above the coverage of the Basic Dutch Health Insurance (‘Basisverzekering’):
- No compulsory deductible/excess/’Eigen Risico’ of 385 euro
- 200,- euro coverage for emergency dental care
- Coverage for repatriation within geographical Europe
- This insurance can be cancelled on a daily base
- Is only applicable for expats
The ‘No Risk’ policy package is only applicable to expats (or their partners) that do not have a Dutch passport and that do have a working contract in The Netherlands. Not having to pay the ‘Verplicht Eigen Risico’ together with the extra coverages makes this policy package, by far, the best priced health insurance in The Netherlands.
The ‘No Risk’ policy package can be concluded for just 95,40 euro per month in 2018 (monthly premium 2019: 102,30 euro).
Please find next link to the policy conditions of the public health Insurance (‘Basisverzekering’) in English. Your policy conditions explain in detail what is covered, and under what conditions. For some types of treatment, there may be a cap on the number of sessions covered. Or you may be required to pay part of the cost yourself. That’s why you should always read your policy conditions closely.